Wing Hang Bank, Limited

Wing Hang Bank, Ltd. (the Bank) and its subsidiaries are engaged in commercial banking and related financial services. It has a network of 40 branches in Hong Kong, and its wholly owned subsidiary, Wing Hang China has a network of branches in Shenzhen, Guangzhou and Shanghai. Its subsidiary, Banco Weng Hang, operates in Macau. In addition, through its other subsidiaries and affiliated companies it provides nominee, deposit taking, offshore banking, hire purchase, consumer financing, insurance and share brokerage services. Retail banking activities include acceptance of deposits, residential mortgages, hire purchase and consumer loans. Corporate banking activities include advance of commercial and industrial loans, trade financing and institutional banking. Treasury activities include foreign exchange services, management of investment securities and trading activities. Other business activities include insurance businesses, stockbroking activities and services for retirement schemes.