Bendigo and Adelaide Bank Limited

Bendigo and Adelaide Bank Limited, formerly Bendigo Bank Limited, is engaged in the provision of a range of banking and other financial services, including retail banking, business banking and commercial finance, funds management, treasury and foreign exchange services, superannuation, financial advisory and trustee services. At June 30, 2008, the Company operated through more than 400 branches across Australia. It also offers 100 Bendigo Bank agencies and 700 automated teller machines (ATMs). The Company operates in four segments: retail banking, wholesale banking, wealth solutions, joint ventures and alliances, and corporate support. On November 30, 2007, Bendigo and Adelaide Bank Limited acquired Adelaide Bank Limited, which is engaged in the provision of wholesale mortgages, business lending, wealth management and retail banking services.